+A credit card is a payment card issued to users, allowing them to borrow funds from a financial institution. It represents a line of [Credit](/wiki/credit), enabling purchases on the promise of future repayment, often incurring [Debt](/wiki/debt). This financial tool facilitates transactions without immediate cash.
+## See also
+- [Debit Card](/wiki/debit_card)
+- [Loan](/wiki/loan)
+- [Finance](/wiki/finance)
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